Importance of Time Management in Student Life

“If you want to be more productive, you need to become master of your minutes”                                                                                                                 Crystal Paine

What oxygen is to life, that time management is to success. One cannot live without oxygen, in the same way one cannot succeed without proper time management.

What exactly is time management?

Time management is a process of organizing and planning how to divide your time between specific activities and use it accordingly. In simple words, time management is using your time effectively and efficiently.

Time management is necessary in every point of life.

But unfortunately most people fail to do this. Time management is something which is not taught to us by teachers or parents. We have to do it on our own. Time management is most important get good score. Everyone has books, syllabus, notes and time, but it is the management of time that makes all the difference.

Howto manage your time while preparing for exam

1. Make a proper time table

Before start studying, students should make a proper schedule according to his/her need.  Planning is important because it allows students to analyze that how much time should be given to particular topic and subject.

2. Prioritize your subjects

First step for time management is to set your priorities. Some subjects need more attention and hard work than others, so it is important to divide your time accordingly between the subjects.

Also every student has his/her weak section so he/she should give more time to those subjects.

3. Give attention to topic also

After dividing subjects, it is important to divide time on topic also. Different topics need different time and labor.

4. Practice

 There is an old adage-“ practice makes a man perfect”. Practice tests are very important before final exam. No one gets succeed just by learning the whole syllabus. Tests are important to judge the student’s performance

5. Focus on health

This is the step which students often skip while studying. Never take your health for granted. Take 15 minutes break after every one hour to refresh. Drink plenty of water. Eat balanced diet.

6. Do not take stress

 Stress is the biggest enemy of the human. If you want to achieve something in life, it is important to stay healthy not only physically but mentally also. For this you can do meditation and exercise.

At last, it is necessary for student to manage his/her time and utilizes every second efficiently. Because “failing to plan is planning to fail”.

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Online Scholarship Test

The surreal world of internet has made every small thing easy and feasible for us. From posting pictures on the web to conducting online examinations, everything has become so handy that humans need to put in only a little effort. With this growing technology has also grown the number of services delivered. Delivering online lectures, conducting live sessions and giving online scholarship tests are all a step towards a digitally empowered India.



                         
                                                   Image source: Google

A scholarship is an award of financial assistance, provided to students who excel in the online examination. It is a good opportunity for students to raise funds for their education. All it takes is a showcase of your talent. Online Scholarship Tests are a great platform for students of good aptitude levels to enhance your academic skills.

One such scholarship test conducted on PAN India level is BEST. BEST is an Online Scholarship Test being conducted in India for the first time to bring into light students with exceptional values. BEST is a free scholarship test where every student whether privileged or unprivileged can participate.

Money has always been an issue for students from backward societies, which hinders their participation. But such is not the case with BEST.

BEST is a global platform for students where you will also be awarded scholarship rewards and cash prizes of about one Lakh. Moreover, best aims at uplifting the students of the weaker sections of the society and to support this cause BEST promotes free registration policy. Another exclusive benefit of this free scholarship test is that it also provides a free subscription to our online assessment tool: SELF ENABLER; Where you also practiced for a scholarship test. Every child who participates would be awarded a certificate.

The benefits don’t end here. BEST is just a medium to bring into light the benefits of online scholarship test. As the world is moving towards technological advancement so is the need for these online scholarship test to assess where you stand among the rest of the world.


                                                                                                   Written By:
                                                                                                   Anamika Jakhmola

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Why Scholarships for Students are Necessary?

In a country knees deep in poverty, scholarships for students come forth as a great means of imparting education to everyone who has the will to study but can’t afford it without some financial aid. Amongst the poor, there are a lot of people with exceptional minds struggling to get into colleges since the fee demanded by the colleges is too high. In such cases, scholarships for students come as a much needed respite from this constant act of giving up on dreams just because they don’t have enough capital to fulfill them. Look around you, there would be a lot of faces who gave up some dream or aspiration because they couldn’t get into a college because they didn’t have enough funds to pay the tuition fee for the college or the multitude of costs associated with education.

Scholarships for students are a necessity since the cost of education is rising while the economy is still going down every passing day. Due to the adverse financial conditions in the country, the need for scholarships is growing. People belonging to the middle and lower classes of the society now find it hard to obtain the funds for the education they seek to get. Everything is getting so expensive that a lot of households can’t even afford hostels for their kids, and hence the students have to commute from their homes which is preferably somewhere close to their residence since even commuting has become a costly affair these days. Taking education loans is no longer a good option since people have a lot of debt already, and education loans just add up to the pile. Hence it all comes down to scholarships. While education is costly, it is definitely worth the amount of pain you would go through for achieving it. So, if any of this scared you, don’t be afraid since the road might seem tough, but the destination makes it worth the while. Such is the power that education yields. And scholarships just make it easier for you to reach out to own the power yourself.

We at Talent4Assure run BEST, our program which provides scholarships for students who are underprivileged as well those students who deserve the scholarship, because let’s face it, the number of students who don’t need any scholarships to study is quite low given the current state of the economy. By providing scholarships for students who deserve the scholarship, we try to reinforce the ideal education system we have in our minds wherein education is within the reach of all those who seek to get educated.

Written By : Syed Ali Mudassar

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Importance of NCERT Books

No society can progress forward without educated people. The importance of education was realised by the Indian government and hence, in 1986, the National policy on Education was approved by Indian parliament and a national system of education was created. The National policy on education recommended a common core education system called NCERT throughout the country. NCERT books are designed keeping in mind the child’s psychological level and the solutions of the questions designed depend upon the understanding of the chapters incorporated in the NCERT books. Most of the schools in India use NCERT books to complete the syllabus designed by CBSE.

The knowledge that NCERT books have and the solutions of the questions designed can make the children or students aware and updated while making them open minded. But to understand and make good use of all of the information inside the NCERT book, it is very important that after acquiring knowledge from the NCERT book in the school, it is tested over again when the student returns back home. The easiest way to test one's understanding of the chapter taught in the school is by going through the NCERT book solutions. This could be easily achieved by testing one’s self by solving questions designed from the very depth of the chapter. Students need a set of questions that not only tests the knowledge of the student but also motivates them to apply their understanding of the chapter in the NCERT books to solve the questions. If the questions designed for the student’s self enhancement is based over each and every line of the chapter then the student would have to read the chapter again and again to solve each and every question of the NCERT book solution set paper. Reading chapter again and again would not only help the student to solve each and every question of the set paper but would also enhance the knowledge and understanding of the chapter which would eventually help the student to apply his/her knowledge to the practical world.

The knowledge gained through education from NCERT books always enhances the confidence of an individual to compete with the outer world. Right education means right knowledge and with right education and knowledge one can be more productive not only towards the society but also towards the nation and to the very large extent towards the entire world.

Written By: Shoryabh Srivastava 

(Subject Matter Expert, Geography)

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E-learning or learning at coaching centers? What’s better?

With these ever changing methods of delivering education, humans have progressed from traditional on-campus classroom environments to customized online sessions. With the advent and evolution of the internet, E-learning has gained new grounds in the field of delivering education.

                                 

                              

But, have you ever thought, what leads to an increase in the number of students who are using e-learning portals?  Let’s throw a light on some major advantages of E-learning that has greatly increased its demand in the market. Nothing can ever be as easy as learning without carrying the burden of books on your shoulders. Yes, first and foremost you are saved the labor of carrying heavy books to the coaching centers. It also helps in easy management of data as all the data is stored in a single system and you are not required to safely store your books for future reference. All you have to do is, plug-in your laptops and get ready to be acquainted with an ocean of knowledge.

 

Modern technology has made online learning very easy as e-learning portals use videos, audios, and 3-D designs to explain various concepts which can be effortlessly understood. This not only enhances a student’s virtual imagination but also broaden the minds of students to think in various directions. A much greater range of media like simulations, interactions, scenarios and visual story telling can be used. Unlike coaching centers, there is no time boundation.  One can start learning anytime, anywhere thus giving preference to increased personalization of scheduling a factor critical for modern learners. E-learning in a way turns the world into a classroom or just the corner of your bedroom if you prefer. Stopping, starting, replaying a particular video or audio are some features of E-learning that cannot be applied in a physical classroom.

     

Coaching classes nowadays have become more of a trend and crowd puller than an effective method of teaching. Multiple batches with more than hundred students in a particular batch make the learning less effective owing to the distractions one faces in a classroom. Also, students are not able to retain completely whatever has been taught in the class. On the other hand, one minute of classroom time is not equal to one minute of online training. A Larger rate of knowledge is retained when a student studies all by himself without any hindrance in his understanding.  

E-learning in a way acts as a one-stop platform, which provides you knowledge of every individual subject and topic -”All at one place”. No matter whether you were able to attend a particular lecture at a specific time, you can always go back and learn again whenever you have time.

Traditional ways of learning are more into use as this method is being carried out for ages and has also led to the emergence of coaching centers, but that does not state the fact that this method is the best. Advancement has always been the law of the world and with an advancement towards  E-learning, we are taking a step further toward digital India.

                                                                                                      Written By:
                                                                                                      Anamika Jakhmola

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LIFE WITHOUT MATHS

Ever picked up the guitar for the first time and tried playing a song? After being beaten up by your friends for their bleeding eardrums because of your cacophony, did you realize that you don’t even know what went wrong since you have no idea about the right way to play the guitar?

Well, that’s maths for a majority of people. Not me, though. It was one of my favorite subjects, and I’ve always scored well in it. But here’s a note for all of those people who are feeling jealous of me for being good at maths: BURN!

Along with millions of other people who haven’t been pitiful at maths, I feel that maths is indispensable for human evolution. What? But why? You’re saying it just because you’re good at it! True. Partly. maths is everywhere(in case you didn’t notice!) When you order food at KFC, the cashier tells you the total amount of money you have to pay to her/him. The cashier isn’t a seer, nor was your bill’s total amount told to the cashier by God. The billing machine calculated it, with maths. In fact, forget about the machine doing the math for you, consider the "pani puri wala" calculating how much you need to pay him. Ever occurred to you that it's maths and not magic? Let’s face it we’re all muggles. Magic doesn’t exist for us.

But that’s not all there is to maths. If you look closely, various companies showing you statistics to lure you into buying their products use maths. Their profits? Maths. Science is all about maths. All of the famous formulas you learn at school are combined works of science and maths. Architects use maths, and so do musicians. Here’s one you would’ve never guessed. Your maths teacher, (s)he uses maths!

Without maths, life would be, well, mathless. You wouldn’t have the concept of time. There would be no calendars either. No markets, no businesses, no money. There would be no internet as well. Oh, now I have your attention. Data flowing in and out in 0s and 1s would come down to just sitting and staring at the wall, which would be weak since the industrial way of building things wouldn’t exist. We would move back to forests and farms. All of the technological advancements you see around you are a product of maths and without maths, you’ll be left with nothing.

Do you like cakes and birthday gifts? Guess what, you’ll have none. Since there would be no numbers, there would be no dates. Nobody would remember when you were born and you’ll simply have no birthday. Sad life, eh? There would be no pizzas either since there would be no way of knowing the amount of ingredients to be used. Without maths, there is no electricity at your homes. We’ll become cavemen again.

Education would come to a standstill without maths. And so would economics of the nations. Without maths, there would be no scores so sports would have no meaning either. No Ballon d’Or for anyone. Banking sector would collapse and people from various industries would be rendered unemployed.

Maths is here for a good reason. A life without maths is not a satisfactory thought even for those who hate maths.

                                                                                                             Written by:

                                                                                                   Syed Ali Mudassar

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Let's know more about GST

Nowadays everyone is talking about GST which is scheduled to be launched on 1 July 2017. People are of a stereotypical image that GST will increase the tax burden, it will make goods unaffordable for lower and medium class. Let me clear some points regarding this new tax system.

What is GST?

GST is a type of indirect tax levied on the supply of goods and services on every subsequent stage of value addition. GST is a substitute for other indirect taxes levied by the central and the state governments and it will also remove tax cascading. Let’s support this point with a diagram:

The owner of a sugar mill buys sugarcanes to produce sugar, it means he add some value to the sugarcane i.e. value of sugarcane is increased when it is converted into sugar. Then the owner of sugar mill sells his product to a chocolate maker who adds more value to sugar by converting it into chocolate, again value of sugar increases in the similar way. Finally those chocolates are purchased by retailers who add value to chocolates in the form of packing and then sell it to the consumer.

GST will be levied on each stage whenever some monetary value is added to the produce or I say until the good is intermediate.

How GST is different from current tax system?

Currently there are two types of tax levied by the Indian government:

1) Direct tax, which is only paid by the person who is liable to pay the tax.

2) Indirect tax whose liability can be passed to someone else.

Let’s understand the different between earlier tax system and GST with an example.

Example

Current tax System

Let’s take an example of the figure showed above. Let’s assume that the sugar mill owner pays Rs 200 to buy sugarcane. If the tax rate is 15% and there is no profit and loss involved, then he has to pay Rs. 30 as tax. Now market price of sugar is Rs. (200 + 30) = 230.

Now, chocolate maker buys sugar from the sugar mill owner at Rs. 230 and adds value of Rs. 100 to the sugar by producing it in the form of chocolate. Cost of chocolate is now Rs.(230 + 100) = 330 plus producer has to pay 15% tax as well. Hence, market price of sugar is Rs. ( 330 + 49.5) = 379.5.

At the next stage, retailer buys chocolate from chocolate maker at Rs. 379.5 and adds value of Rs. 20.5 through packing. Market price of chocolate is now Rs. 400 plus tax of 15%. Hence, retailer sell packed chocolate to consumer at a price of Rs. (400 + 60) = 460.

Consumer pay Rs. 460 for a chocolate whose basic cost was only Rs. (230+100+20.5) = 350.5  

GST

Let’s take the same amount in case of GST and when the tax rate is 15%.

Sugar mill owner pay Rs. (200+30) =230 to buy sugarcanes.

At the next stage, the chocolate owner pays Rs. 230 to the sugar mill owner and adds value of Rs.100 to produce chocolates. Chocolate owner has to pay 15% tax on Rs. 330 but he already has paid some tax to the sugar mill owner. This time he subtracts the amount that he already paid to sugar mill owner when he pay only Rs. 19.5 ( 15% of 330 – 30) as a tax to government.

As he pay only Rs. 19.5 to government, chocolate owner carry forward his liability of Rs. 49.5 to retailer means retailer has to pay Rs. (330 + 15% of 330) = 379.5 to chocolate owner.

Now, retailer adds value of Rs. 20.5 to Rs. 330 as packing and has to pay 15% tax to government on Rs. 350.5 but retailer already has input credit because he has paid Rs. 49.5 to the chocolate maker as tax so, he subtracts the amount of tax that he has already paid to the chocolate maker and pays only Rs. (52.6 – 49.5) = 3.1 as a tax to government.

Retailer carries forward his liability of 15% to the consumer, so now price of chocolate for the consumer is Rs.(350.5 + 52.6) = 403.1.

Total cost = Rs. (230+100+20.5+52.6) = 403.1.

If we compare both the tax systems, then consumer will pay only Rs. 403.6 for the chocolate for which he is paying Rs. 460 now.  

After reading the above example you are now able to answer that how GST reduces the cascading effects of tax and cost to the consumer.

Types of GST

GST council divides GST into three categories:

1) CGST 2) SGST 3) IGST

CGST and SGST will be collected in case of intrastate transaction and IGST will be collected in case of interstate transaction. Let’s discuss this with an example:

Intrastate

When sale of good is happens within state then it is called intrastate transaction. Suppose goods and service tax is 15% comprising CGST and SGST rate of 7.5 %. In this case if dealer sold goods to consumer worth Rs. 10,000, he collects Rs. 1500 as tax from which Rs. 750 will go to Central Government and Rs. 750 will go to State Government.

Interstate  

When sale of goods is taking place between two states, it’s called interstate transaction. If a producer from Delhi sells his products worth Rs. 10,000 to a retailer in Gujarat and GST is 15%, he collects Rs. 1500 as IGST which will be credited to the account of Central Government. This time CGST and SGST will not be included.

"Just like every coin has two faces, similarly we are sure to have both pros and cons of GST. But what we can confidently say is that GST will reduce the pain of paying taxes in different forms at different places. Moreover, time has always been the witness to the consequences of any new change and let time decide whether GST proves to be a boon or bane for the people."

Written by: Varun Rastogi

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